Volunteer & Special

Wellfleet Special Risk covers volunteer and special events from building houses for Habitat for Humanity to attending a church function — and everything in between.

We take pride in our ability to customize an accident plan to fit your group’s unique needs.

Best of Both Worlds

Combining 25-plus years of experience with our A++ (Superior) rating from A.M. Best*, Wellfleet Special Risk -- part of the Berkshire Hathaway family -- is the perfect partner.

Superior Service

From our national network of providers powered by a partnership with Cigna to expert client, claims, and customer service teams, we engage students and families in their health plans.

Customized Plans

From daycare to day camps, special events and school activities, and beyond, Wellfleet Special Risk protects against risk throughout every stage of life.

Driven For Success

With designated & expert claims processors, claim repricing, and online claim forms, we take pride in our top-notch claims experience.


Volunteers help to make things happen and you want to ensure those giving of their time, expertise and help without compensation the comfort knowing if they are injured you’ve provided a solid accident insurance protection to cover their medical expenses.


Coverage applies while registered volunteers are participating in supervised and sponsored activities.

Habitat for Humanities                 Runs & Races           Church Groups        Camps

Homeowner Groups                     Clubs & Sports        Volunteer Fire         Food Banks

Non-Profit Organizations             Animal Shelters       School Events          Missionaries


Two main benefits:

Accidental Death & Dismemberment including loss of limb and eyesight, loss of speech & hearing and paralysis.

Accident Medical Expense – Primary or Full Excess*

*Full Excess option pays benefits for eligible expenses that are in excess of benefits paid to the insured by any other health care plan.  If no other health care plan exists, benefits will be payable like primary coverage.

Other optional benefits:  Emergency Evacuation & Repatriation

Get in Touch

Interested in learning more about our special risk coverage for volunteer and special event groups? Contact us using the button below and a member of our team will reach out to you.

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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.